Being prepared for the unexpected means having essential documents (and copies of them) in order and easy to find. Some people call these their Vital Documents. Whatever you call them they are really important! I recently learned that 98% of all South Carolina residents have no will! If that’s your situation and you don’t know where to start, let me know and I can guide you in the right direction!
Do I need a Home Inventory?
Do you have a disaster and or legacy plan? Wondering if you really need a home inventory? Whether you have one started or have nothing at all read on to learn why you need a home inventory and how to protect your personal property.
Almost all of us need a home inventory, whether we rent or own our homes or businesses. If you have insurance, you need an inventory to prove replacement value. If you are leaving things to family, donation, etc, you also may need an inventory.
Sadly, many people think that because they have insurance, they don’t need to worry about a home inventory. Unfortunately, that’s not true. Insurance doesn’t guarantee you will get replacement value for your property. There are so many irreplaceable things, and all the little stuff really adds up. Having a home inventory will save you a huge potential headache, hours, or worse; pocket expenses lost down the drain. When trying to dig your way out of a disaster, or your family is grieving and trying to determine the value of your estate, this can add stress to an already hard situation. When I became a professional organizer, I learned all about the different home inventory systems and tools available. I also helped clients with creating inventory systems both before and after disasters, mostly flooding and some theft. Trust me when I say you don’t want to inventory your stuff after it’s been damaged or try to remember what’s missing! It’s not the insurance company’s responsibility (or your family’s) to know the value of your personal belongings, (and it’s not in their interest to help you with this). If you can’t prove you owned it (meaning tracking down receipts or charges, photos or other documentation), you may lose altogether.
What needs to be inventoried? The quick answer is everything! You are probably thinking this will take ages, and depending on how much detail you want to include, it could be a significant undertaking but really not so bad if you take it step-by-step and room-by-room.
Without an inventory, you could end up with a mess and thousands of dollars in lost assets! In the case of estate planning, your family may be left trying to figure out what is what. Don’t get stuck sorting toilet plungers from kitchen utensils, holiday decor, and more. Document the items in your home, including valuables and everyday items. This inventory should be updated every 2-5 years depending on your circumstances.
I’ve worked extensively on creating inventory for insurance claims and estates. Here’s what you need to know. Photos and videos are your friends! Spreadsheets are super helpful and may prevent you from having to fill out additional information in the event of an insurance claim. But there are other systems out there that are super helpful and can do more for you than just a home inventory.
As the well-known Sheryl Sandberg quote goes, “Done is better than perfect.” So true in the case of an inventory! Just having photos is better than nothing!
A home inventory Checklist can help you to understand what information will be most valuable in the case of an insurance claim. Most insurance companies would like to have the following. The more info you can provide, the more accurate your claim and reimbursement will be. Remember, the more complicated your assets and estate, the more details you will need.
It may not be necessary to have all the information below. Suppose you’re in a disaster situation and realize you don’t have anything. In that case, the short answer is to photograph every wall of every room, even opening cabinets and closets, and take photos of contents by shelf. Take notes on contents to help jog your memory, noting location and a general description. Photograph anything specifically valuable in each room. These photos and notes will prove invaluable if you have to evacuate quickly and lose the property.
Remember, “Done is better than perfect!” What follows is a more detailed guide of what your insurance company might request. Not having all of this does not mean you will not get reimbursed. The more you can provide, the quicker and more smoothly things will move along.
- List items by room- This will help qualify content damage when structural damage has been done.
- Include a basic description
- Make/Model
- Serial or ID number
- Quantity
- Assign value (replacement value will be paid based on current market value-ex. electronics that may have cost you $500 might be replaceable for $200 today)
- Date purchased
- Receipt if available
- Reference photo’s
Home Zada is one of the most comprehensive home management tools out there and does everything from home maintenance reminders to home inventory. If you’re on the serious side of protecting your valuable assets, I can’t recommend a better way to manage it all in one place! This is a cloud-based option so you won’t lose it if you lose your computer!
Another great comprehensive but inexpensive system is Liberty Street Home Manage software (also cloud-based). It’s under $40 and allows you to enter all the important documentation and photos for all your assets (at multiple locations).
Several insurance companies have their systems, so ask your insurance agent what they offer! It will probably be free and give them everything needed if you ever have to make a claim.
Home Contents is a UK Based app that makes home inventory a snap with your digital camera in-phone. And finally, in the app department, My Stuff has several free and paid options with great features for adding items to folders, tagging, etc for easier sorting and organizing.
If you prefer to stick with a spreadsheet-style inventory, just do a quick search for Home Inventory Checklist to find quite a few good options for free. Most of these templates you can download and use on your computer/device.
Spreadsheet systems (I’ve used comprehensively with insurance agents to recover contents lost) can be clunky, and it’s difficult to see photos of items with their descriptions quickly. Another drawback is that unless you back up your computer or device, you risk losing your inventory (photos and checklist) and your contents in case of a disaster!
If a home inventory for disaster or estate planning is something you want help setting up, let me know, and I’d be glad to assist!
No matter what system you choose, I hope you make a plan, schedule it on your calendar, and start your home inventory today!
Got a Vision?
It’s been a challenging year and allowing ourselves to plan for the future still doesn’t quite feel natural. So for those of us use to planning, this state of uncertainty feels uncomfortable and possibly even scary. Yet, there are a lot of different ways to plan for the unknown. One way is to envision where you are headed. This type of planning is less rigid than sitting down with a calendar and deciding on goals, penciling in when you want to achieve them, and mapping out how to get there. A vision board is a wholly different kind of map.
Over the past five years, I’ve led quite a few vision board workshops at conferences, meetings, and art studio’s, one thing they always have in common, they are so much fun and unexpectedly powerful! Everyone from Oprah and Ellen to life coaches and artists uses vision boards as a creative tool to help gain clarity on setting intentions and goals. Have you created a vision board before?
When I create a vision board and lead a workshop I begin with helping you get clear about what you want to see happen in your life. Our imagination gets lazy and when that happens we sell our-self short of amazing possibilities! Imagine bigger, brighter, easier outcomes that are more joyful! Imagination is a muscle that requires regular exercise.
Think of making a vision board as a fun workout for your imagination!
The process of creating a vision board is a powerful tool for setting our intention and creatively visualizing that outcome. For some of us, these might be “goals.” For others, it might be an “intention” or a “feeling.” Through words and images, we can map our vision. This process helps us find clarity about what we are creating in our day-to-day lives through the choices we make. Our vision boards become a powerful touchstone to bring us back to our intentions when we feel we are off course or unclear.
When we get stuck or overwhelmed in the process of working through change in our lives, it can be refreshing to get out of our thinking mind and into our creative body. By asking ourselves what we want things to look like and how we want to feel, we embrace and tap into our creative connection with the universe, god, whatever that might mean to each of us.
So I am offering an online vision board workshop on Sunday, December 27th from 1-5 pm EST. It’s a pay what you can and I am inviting the first 12 people who sign up (here) to join me. If you can pay something (suggested $26), great but it’s not required. I want to see more powerful positivity manifested in 2021, this is my small contribution.
Even if you can’t join this time, I will offer the workshop again online soon. For those of you who want to do this on your own, the following instructions will get you going!
STEP 1: Gather : Flip through magazines and cut images and words that “speak to you”. Collect anything that delights or calls to you and have fun with the process.
STEP 2: Sort : If you run out of magazines or feel like you have “enough” begin to sort through setting things aside into three piles:
KEEP/LOVE!-These images and words feel right, bring you joy, you feel connected and they make your “heart sing”- trust your intuition.
MAYBE-These have an element that has attracted you but don’t quite excite you as others.
DISCARD- on second thought, something doesn’t feel quite right about these, it’s okay to put them away for later.
STEP 3: Arrange : Group images and words together as you begin to place them on your board. As you do this, you’ll get a sense of how the board should be laid out. You can follow a more aesthetic look or go about this in a random manner, there’s no right or wrong!
STEP 4: Attach : After you’ve arranged all the items in a way that works for you, paste everything onto the board. Take your time, attach smaller pieces to larger, think in layers.
STEP 5: Display : Hang your Vision Board in a prominent place where you’ll see it regularly, like the laundry room a closet, or inside a door.
The vision board process can help us find clarity and communicate our ideas in an effortless and creative way by tapping into our intentiohns, dreams, and envisioning them. The process doesn’t have to be exact or precise to work either! We can manifest how we want to feel, where we want to live or what we want our days to include. Vision boards can work in many areas of our life. I keep a small sketchbook that I create two-page spreads based on categories I dream about such as love relationships, home, travel (on hold for now;) and more.
Please give this a try and share your results with me if you like! Email me photo’s of your vision board or share via social media with #hkpscreativevisioning
Essential College Organizing (for in-person & online learning)
This year, in particular, transitioning to or back to college might feel particularly overwhelming for both in-person and online classes. There is a lot that has changed over the past year but keeping organized is a strategy that will help improve study skills, lifestyle habits, and time management. These skills become more important the more we have at stake and college is a time where we are asked to juggle building new relationships, living independently or with new extended families, and building knowledge. Any of these on their own is a considerable undertaking, so approaching this transition should be undertaken with a good dose of strategy, support from people who care about you and want to see you succeed and a large heaping of self-care. If you’re feeling overwhelmed already, break it down into smaller manageable tasks and be mindful of your emotions! It’s a big change in the midst of an already crazy world, so don’t dismiss how you feel!
The intention of this post is to share some helpful strategies for getting and staying organized for both new and returning students. Some of you may have eagerly planned, shopped and packed over the summer and are settling in or getting ready to. There are still lots of folks preparing for the new school year, either in dorms or online. No matter where you are taking classes (in person, online), these Essential Organizing tips will help you get a handle on planning for and transitioning into this experience!
Productivity, Routines, and Schedules
By now you should probably have the school year calendar and have a target date for the start of classes and moving to campus. The following categories as they relate to routines and schedules can help make this a more mindful transition for life schedules and productivity.
- Transportation-Will a car be available or will is it going to be transportation by bus or college shuttle? Is there a metro or other public transportation in their new city? Be sure to understand the best method of transportation and if cars are allowed on campus (not the case for many freshmen). Work out travel transportation arrangements ahead of time for upcoming school drop off, pick up and holidays (through the end of the year). This might include airfare so book ahead and know the rules and download any useful local apps for mass transit.
- Planner or Calendar-Decide how to keep track of calendars so that everything needed is in one place, based on what works. Use either a digital or paper planner (there is a big trend to return to paper!) to keep track of important dates, orientation, move in, class schedule (and locations on campus), appointments, projects, finals, and holidays. Consider something like a whiteboard (in the dorm/room) to track schedules while adjusting to this new way of life. If possible, do this ahead of time before heading off to school where the tendency will be to get caught up in the excitement of new campus life! Planners are only helpful if they are with you so keep it where it’s needed (in a backpack or purse etc).
- Activities, sports, and clubs (most will be transitioned to online or postponed this fall)-If your college planning to get involved in sports, clubs etc…get these activities booked on your master calendar along with the school schedule and decide on any necessary transportation. Cross-reference these activities with the school schedule and keep it all in one place. It’s great to get involved, but be sure there’s a sense of balance between schoolwork, activities, and “play” or free time to be with friends, socialize, relax, etc.
- Productivity, routines, and study time– Think and Talk about to-do lists and schedule planning (daily, weekly, or monthly) to stay on top of important tasks, projects, classes, and dates. Consider what routines and systems have worked in the past and set up systems for successful and focused study time. This will be different from situation to situation but consistency is key, especially simple things like waking up at the same time daily, making your bed, weekly shopping & laundry, etc. When it comes to studying if you are easily distracted by other people being around, have a plan to seek out a quiet place on campus or at home (dorm or with family) that will enable successful focus. Create a few simple rules and rituals, like picking up daily (5 mins/day), keeping your desk clean, empty/repack your bag daily so you have what you need ready the next day. Have a plan for note-taking, setting up binders and folders by class (color code, etc), or other systems that have been successful. Find a routine for self-discipline, this means getting 6-8hrs of sleep a night, eating regularly, taking necessary medications, self-regulating screen time (games, apps, etc), and generally acting like an adult! All the freedom is fun but when things spiral out of control have a plan to get back on track. Most of us thrive with routines and it’s even more important in transitions to implement them for our own success:)
Supplies and Shopping
This is always a big part of school preparation. If you need to order equipment, uniforms, supplies, books, etc you may already be in the process of doing so. If your state (or the one the college is in) has a Tax Free Weekend (usually in August), plan accordingly so you can make major purchases over that weekend.
- Supplies-Create a master list based upon all the supplies needed. “Shop” your house first, gathering anything on the list into one container (box or bag).
- Budget-set a limit (realistic) on what you can and will spend so you don’t get sucked into extras.
- Categorize-Break the shopping items into categories (see below). E.X. categories might include books, school/desk supplies, clothing, dorm room, meals, electronics, etc.
- Shopping-Do a little preliminary research online and either make the purchases online or decide where you will go for what.
A-Z Dorm Essentials for Cleaning and Organizing
These are great resources to have on hand and will be helpful for a variety of uses in the dorm. I’ve created an Amazon Shopping list with suggested items here.
- Backpack or bag
- Bedside Caddy
- Bed Risers (optional)
- Hooks (a variety of sizes & types including command & over the door)
- Hangers (check to see if you need to bring them but probably!)
- Labels (a label maker or write on labels)
- Laundry supplies (basket/bag, detergent)
- Over the door or under bed shoe organizer
- Overnight bag
- Permanent markers
- Poster Putty for hanging decorative things on the walls
- Power Strip-surge protector
- Small rolling Cart (with shelves or drawers)
- Shelf &/or drawer dividers/organizers (assorted sizes)
- Toiletry or shower caddy
- Trash & recycling bins/bags (so many people don’t have them!)
- Under-bed storage bins (will fit with bed risers-wait if you don’t know)
- Zip bags in assorted sizes
- Zip ties (assorted sizes for cables, hanging items, etc)
ABC’s of Dorm Packing Essentials
There are a ton of great resources and lists over on Pinterest, so I won’t recreate them but here are general packing categories. It’s best to wait on things like a mini-fridge, microwave, dishes (other than a cup/mug, plate and one set of silverware), Iron/Board (unless fashion is your thing!), vacuum (maybe a dustbuster and mini broom), TV and Printer. These are all things that others or the school will have. Besides, you might not need it at all or you can get them later.
- Bathroom-Toiletries
- Cleaning Supplies (lots of extra or a plan to get more as needed)
- Clothing
- Cooking & Dining Supplies
- Desk Supplies
- Dorm Room
- Food
- First Aid Kit
- Electronics
- Furniture & Decorations
- Medications (Supplements, cold & Rx)
- Personal Items
- School Supplies
- Sports Equipment
This is a lot of info in one place! I hope these Off to College Essential Organizing Tips will help prepare for schedule and lifestyle changes, supplies, and shopping, and finally packing before this next adventure begins!
Apps with a focus on Personal and Business Productivity
People often ask me what productivity Apps I use and recommend. It’s been a while since I’ve included a roundup on the blog so as requested, here are some useful Apps with a focus on Personal and Business Productivity.
Apps with a Focus on Personal and Business Productivity
Asana
Created by Facebook co-founder, Dustin Moskovits, and fellow Facebook associate Justin Rosenstein, Asana allows teams to track their work through project and task assignments that have the ability to feature notes, comments, attachments, and tags without having to use personal email to communicate. Instead, when changes are made to projects by team members, a message is sent to the project manager’s inbox through Asana’s internal messaging system.
*Goodreads
For the bookworm in all of us. Goodreads is an Amazon company through which “social cataloging” allows users to search and save books and reading lists. The platform is heavily driven by the use of its members who can create group book suggestions, blogs, polls, and discussion threads; generate library catalogs, and search through the Goodreads ever-growing database of books and reviews.
*Google Drive
Whether you are using it for business or personal purposes, Google Drive is a great option for accessible, user-friendly cloud storage. Google Drive features Google Sheets, Docs, Powerpoints, and a variety of templates that can be stored and edited by those they are shared with. Alternatively, users can upload their own files and images to the drive. One of selling points of Google Drive is that it is relatively low-maintenance and can be customized to meet the unique needs of each user through a variety of add-ons that can be downloaded from the Google App store.
*Our Groceries
Few things are more frustrating than arriving at the grocery store only to realize you have forgotten the grocery list on the kitchen counter. Our Groceries is a free mobile app that will save you this grief by saving your grocery list to your smart phone or web browser. Features include a drag-and-drop component to allow you to move items on your list based on the layout of your grocery store, a tap function to delete list items, and optional categories to organize your list into aisles or food types.
*Ovuview.
This app is great for all women whether you have a pesky period or are trying to conceive or simply want to track your menstrual cycle. Ovuview uses features like cycle statistics, tracking and reporting of temperature and symptoms, calendars, fertility awareness methods, and more to help women maximize chances of pregnancy, avoid pregnancy, track weight gain, headaches, and other PMS-related symptoms, and conveniently chart their cycle on their phones.
RescueTimeBecause we have all fallen into the great abyss that is Facebook or Wikipedia or Buzzfeed. RescueTime monitors and tracks how you use your time on the internet. Reports are then generated that allow you to see just how productive, or not, you are being. For a slightly pricey premium upgrade, RescueTime will also track phone calls, breaks, meetings and even send you notification reminding users to get back on track.
Slack
The name is more than just ironic. Slack is actually an acronym that stands for Searchable Log of All Converstaion and Knowledge. The cloud-based software allows for highly effective team collaboration through features like topic-centered conversation, private and direct messaging, task and project management, file storage and sharing, and a search feature. Additionally Slack also conveniently integrates with other platforms including Dropbox, Google Drive, Trello, and and GitHub to name a few.
Stayfocusd
Whether it’s flashy ads or Facebook notifications, the internet often feels like it built as one huge distraction. Stayfocusd was designed to help users do just that – stay focused. The app has highly customizable features that block time-wasting websites, impose time limits on certain sites, and set times of day or days of the week to allow for a a quick web surfing indulgence or two.
*SwiftKey (Android)
For Android users, SwiftKey swaps out your traditional keyboard for a smarter, more user-friendly keyboard. This multilingual app allows your fingers to glide over the board and tracks your conversational habits to better predict what you are going to type. If you choose to, upon installation you can give SwiftKey access to your social media accounts to even better understand your typing behavior.
To-Do’ist
To-Do’ist is much more than an app to stores lists. The app is functional across multiple platforms, devices, inboxes, and browsers and includes a number of features that allow users to share lists, collaborate on lists, set notifications and reminders, make comments, form sub-tasks and sub-projects, give priority to certain tasks and lists, and organize with labels and filters. On top of it all, To-Do’ist also tracks your activity and produces visual reports to help you gage how most effectively manage your tasks.
*Unroll.Me
Whether you signed up for them on purpose or not, subscription emails and newsletters have a tendency to muck up our inboxes and distract us from the more meaningful messages that should take priority. Unroll.Me solves this issue by consolidating your subscription services into a manageable summary. This way instead of receiving 20+ newsletters a day users of Unroll.Me get one much more digestible email.
Microsoft To-Do, (formerly Wunderlist see alternatives here)
Similar to To-Do’ist, take task management and personal productivity to a new level. Features include sorting lists into folders, list-sharing and collaborating, synchronization across multiple devices and with Microsoft Office, notes and comments, reminder and due date notifications, mail and print functions, and an add-to feature that can turn things you run across on the web into actionable items.
*Items I personally use-please note which apps are available for (Android, iOS).
Do you use any of these Apps? If so I’d love to hear what you think and if there are others I’ve missed, please include them in the comments below. Happy Apping!
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